Current Secured Credit Card Reviews

1. Applied Bank® Secured Visa® Credit Card

The Applied Bank® Secured Visa® Credit Card, issued by Applied Bank®, is designed for those with limited or poor credit history. The major benefit of this card is the fixed APR of 9.99% for purchases and cash advances, which is reasonably low for a secured card. There is a $200 minimum deposit required, a $5,000 maximum, and an annual fee of $50. Unlike most secured credit cards, this card provides additional services and benefits including online... [Read More] Introductory Rate Applies Towards Overall Rating No Introductory Rate Available None Purchase APR Cash APR Annual Fee Grace Period Benefit Rating 9.99% 9.99% $50 None

2. Applied Bank® Secured Visa® Gold Card

The Applied Bank® Secured Visa® Gold Card, issued by Applied Bank®, is designed for those with limited or poor credit history. The major benefit of this card is the fixed APR of 9.99% for purchases and cash advances, which is reasonably low for a secured card. There is a $200 minimum deposit required, a $5,000 maximum, and an annual fee of $50. Unlike most secured credit cards, this card provides additional services and benefits including online... [Read More] Introductory Rate Applies Towards Overall Rating No Introductory Rate Available None Purchase APR Cash APR Annual Fee Grace Period Benefit Rating 9.99% 9.99% $50 None

3. New Millennium Bank Secured Platinum Visa®/MasterCard®

The New Millennium Bank Secured Platinum Visa®/MasterCard®, issued by New Millennium Bank, is designed for those with limited or poor credit who may have difficulty in obtaining a standard unsecured credit card. Most often, secured credit cards do not have any additional perks or benefits; however, this card does provide several benefits, including auto rental insurance, up to $100,000 in travel accident insurance, and an extended warranty for purchases. Perhaps the... [Read More] Introductory Rate Applies Towards Overall Rating No Introductory Rate Available None Purchase APR Cash APR Annual Fee Grace Period Benefit Rating 19.5% 19.5% $59 None

4. New Millennium Bank Secured Black Diamond Visa®/MasterCard®

The New Millennium Bank Secured Black Diamond Visa®/MasterCard®, issued by New Millennium Bank, is designed for those with limited or poor credit who may have difficulty in obtaining a standard unsecured credit card. Most often, secured credit cards do not have any additional perks or benefits; however, this card does provide several benefits including auto rental insurance, up to $100,000 in travel accident insurance, and an extended warranty for purchases. Perhaps... [Read More] Introductory Rate Applies Towards Overall Rating No Introductory Rate Available None Purchase APR Cash APR Annual Fee Grace Period Benefit Rating 19.5% 19.5% $59 None

5. New Millennium Bank Secured Gold Visa® / MasterCard®

The New Millennium Bank Secured Gold Visa® / MasterCard®, issued by New Millennium Bank, is designed for those with limited or poor credit who may have difficulty in obtaining a standard unsecured credit card. Most often, secured credit cards do not have any additional perks or benefits; however, this card does provide several benefits including auto rental insurance, up to $100,000 in travel accident insurance, and an extended warranty for purchases. ... [Read More] Introductory Rate Applies Towards Overall Rating No Introductory Rate Available None Purchase APR Cash APR Annual Fee Grace Period Benefit Rating 19.5% 19.5% $59 None