American DreamCard™ Prepaid MasterCard® Review

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The American DreamCard™ Prepaid MasterCard® is the alternative to checking accounts, providing access to convenient mobile banking and online money management.

The American DreamCard™ offers you the opportunity to win cash jackpots each month. You'll earn entries to win monthly cash jackpots by loading cash on your card and when you use it for everyday shopping.

Cardmembers receive free direct deposits, and it's easy to add your paycheck, tax refund, or government benefits into your account, enabling faster access to your funds.

You can save money by avoiding expensive check cashing fees, overdraft fees, late fees, or interest charges, and cardmembers are also protected from unauthorized purchases if your card is lost or stolen.

This unique prepaid card also provides free text alerts, free online bill pay, and convenient online access to your account features.

Take advantage of the American DreamCard™ Prepaid MasterCard® to have the opportunity to win monthly cash jackpots and receive substantial savings over other prepaid cards.

Review Date: July 06, 2010

Terms and Conditions

Note: The review on this card was updated on July 06, 2010. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.

Credit Card Rate Details
Intro Rate (Intro APR):	No Introductory Rate Available
Additional Intro Details:	n/app
Finance Configuration:	n/app

Credit Card Fee Details
Annual Fee:	$59
Annual Fee Details:	There is no annual fee for the first year, and then $59 per year thereafter.
Over the Limit Fee:	No overdraft fees.
Cash Advance Fee:	$2.95 ATM withdrawal fee per transaction.
Application Fee:	$0
Participation Fee:	$0
Reload Fee:	Direct deposits are free.
InActive Fee:	None
Total First Year Fees:	$0
Minimum Credit Limit:	$10
Maximum Credit Limit:	$10,000
Minimum Deposit:	$10
Maximum Deposit:	$2,500

Credit Card Reward Program Details (Point)
Points Per Dollar:	1 Entry*
Additional Points:	Cardholders may have the opportunity to earn bonus entries in select months during the promotional period. See Official Sweepstakes rules for details.
Point Details:	Entries earned on qualified purchases and card loads. Each entry is automatically submitted into a monthly sweepstakes drawing for a cash prize.
Expiration:	None
Yearly Limit:	No

Features
Most Attractive Feature(s):
Sweepstakes entries.
Least Attractive Feature(s):
No extraordinary benefits or services offered.
Additional Features:
Earn Sweepstakes entries for a chance to win monthly cash jackpots for your everyday shopping and loading cash on your card. See website for additional benefits.

Important Notations
See website for complete terms and conditions of card usage and application disclosure.

Additional Information
Apply Online for the American DreamCard™ Prepaid MasterCard® from The Bancorp Bank See other Prepaid Credit Cards See other Credit Cards Issued by See other MasterCard Credit Cards

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