Citi® Dividend Platinum Select® MasterCard® Review

The Citi® Dividend Platinum Select® MasterCard® is designed for individuals with good credit who would like to take advantage of the various standard services and benefits provided by Citibank.

This card has a reasonably low variable interest rate for purchases and balance transfers, no annual fee, and an attractive 0% introductory rate that can be applied toward balance transfers for 15 months.

The card does provide several platinum cardholder benefits that include auto rental insurance and fraud protection services. Through the rewards program, cardholders earn a full 1% cash back on all eligible purchases and cash advances, as well as $5 cash back on individual balance transactions of $1,500 or more. Cardholders also enjoy 5% cash back at restaurants and on car rentals and hotels from 7/1/10 to 9/30/10, as well as an average of 5% additional cash back at over 400 leading retailers through the Citi Bonus Cash Center.

Therefore, those who plan to take advantage of the introductory offers and rewards program will benefit most from what the Citi® Dividend Platinum Select® MasterCard® has to offer.