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AccountNow Gold Visa® Prepaid Card Review

Issued by MetaBank


AccountNow Gold Visa® Prepaid Card
AccountNow Gold Visa® Prepaid Card Application Secure Credit Card Applications

Overall Rating:

Credit Card Overall Rating

Benefit Rating:

Credit Card Benefit Rating


The AccountNow Gold Visa® Prepaid Card, issued by MetaBank, is a stored value card designed for those who may have difficulty obtaining a standard unsecured credit card. This card allows cardholders to enjoy the convenience of a bank account and the privilege of a gold card, all in one.

With the AccountNow Gold Visa® Prepaid Card, there are no late or overdraft fees, there is no credit check, and no minimum balance requirement.

Although the card does not require a banking account to be opened, it does require payments in advance, which are then used to offset future purchases made with the card. Advance payments can be funded directly from the cardholder's paycheck and automatically loaded to the card every pay period. Cash can also be added at one of over 135,000 participating retail partners nationwide. Plus, cardholders receive a $25 bonus when they sign up for free direct deposit.

With this prepaid card, cardholders can even borrow money with the iAdvance Line of Credit from MetaBank. And because your repayment history is reported to the major credit bureaus, this card can also help rebuild your credit.

Therefore, those who are looking for a stored value card with flexibility to pay in advance for purchases, do not mind paying upfront fees, and would like the opportunity to participate in the credit builder service will find the AccountNow Gold Visa® Prepaid Card, to be a beneficial option.

Review Date: June 25, 2010

Terms and Conditions

Note: The review on this card was updated on June 25, 2010. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.

Credit Card Rate Details
Intro Rate (Intro APR): No Introductory Rate Available
Additional Intro Details: n/app
Finance Configuration: n/app

Credit Card Fee Details
Annual Fee: $0*
Annual Fee Details: *Monthly fee: $0, if you load $3000 or more on your card in a month; $9.95 otherwise.
Over the Limit Fee: $0
Cash Advance Fee: $2.50 per U.S. ATM withdrawal
Balance Transfer Fee: $0
Participation Fee: $9.95
Reload Fee: $0
Total First Year Fees: See Terms
Maximum Credit Limit: $10,000
Minimum Deposit: $10
Maximum Deposit: $7,500 per day

Features
Most Attractive Feature(s):
Access to credit builder program; no credit check.
Least Attractive Feature(s):
Fees and usage limits.
Additional Features:
See website for additional benefits.

Important Notations

Additional Information



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