Credit Card Rewards, Credit Card Research at Credit Reviews by Web

Ink℠ with Ultimate Rewards℠ Review

Issued by Chase


Ink℠ with Ultimate Rewards℠
Ink℠ with Ultimate Rewards℠ Application Secure Credit Card Applications

Overall Rating:

Credit Card Overall Rating

Benefit Rating:

Credit Card Benefit Rating


The Ink℠ with Ultimate Rewards℠ credit card from Chase is designed exclusively for business owners. This business credit card offers cardholders greater purchasing power, higher level rewards, and premium business benefits.

Ink℠ with Ultimate Rewards℠ offers global acceptance and flexible spending capacity that adjusts with your business needs. There is a 0% APR introductory offer on purchases and balance transfers for 6 months with a low interest rate thereafter, plus there is no annual fee.

This card provides a rewards program with no caps or expirations. Cardholders earn 1 point for every $1 spent on purchases, so no dollar goes unrewarded. You will also earn 2 points for every $1 spent on airfare purchased online through the Ultimate Rewards Travel Booking Tool with your Ink card. Plus, you'll receive up to 10 points per $1 when you shop online through the Ultimate Rewards Mall.

Cardholders also enjoy enrollment in Ultimate Rewards, a convenient self-service site that can assist you with travel plans. Business owners can obtain free additional cards for their employees, and earn rewards from their purchases. Easily track and manage employee spending through customized reports and alerts and by setting individual spending limits in real-time.

Beyond the rewards program, the Ink℠ with Ultimate Rewards℠ credit card offers several benefits for business owners. Therefore, those who plan to take advantage of the rewards program and want to take advantage of the 0% APR introductory rate will benefit most from what this card has to offer.

Review Date: May 10, 2010

Terms and Conditions

Note: The review on this card was updated on May 10, 2010. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.

Credit Card Rate Details
Intro Rate (Intro APR): 0% APR for 6 Months
Intro Applied Towards: Purchases, Balance Transfers
Additional Intro Details: 0% APR for 6 months on purchases and balance transfers
Purchase APR: As low as 11.24% (V) (Variable)
Cash APR: As low as 19.24% (V) (Variable)
Finance Configuration: Average Daily Balance (including new purchases)

Credit Card Fee Details
Annual Fee: $0
Grace Period: 21 Days
Over the Limit Fee: $39
Cash Advance Fee: Either $10.00 or 3% of the amount of each transaction, whichever is greater.
Balance Transfer Fee: Either $5.00 or 3% of the amount of each transfer, whichever is greater.

Credit Card Reward Program Details (Point)
Points Per Dollar: 1 Point
Additional Points: 2 points for every dollar when you purchase airfare online through the Ultimate Rewards Travel Booking Tool; Up to 10 points per dollar at select brand-name merchants when you shop online through the Ultimate Rewards Mall.
Expiration: None
Yearly Limit: No

Features
Most Attractive Feature(s):
Rewards program; no annual fee.
Least Attractive Feature(s):
Higher APR for less qualifying applicants.
Additional Features:
See website for additional benefits.

Important Notations

Additional Information



ADVERTISEMENT