Chase Freedom® Visa - $50 Bonus Cash Back Review

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The Chase Freedom® Visa - $50 Bonus Cash Back credit card, issued by Chase, is designed for those who have good or excellent credit and who plan to take advantage of the cash rewards program.

This card offers a 0% introductory rate on purchases and balance transfers. The length of the introductory period varies based on the individual's application and credit history. The APR for purchases is 0% for 6 months, and the APR for balance transfers is 0% for 12 months.

Through the rewards program, cardholders earn 5% cash back in quarterly bonus categories such as gas, home improvement and department stores. Up to to 10% cash back - even up to 20% cash back at select merchants - can be earned when you shop online through Chase. Cardholders will also earn a 1% rebate for each $1 of net purchases. There are no spending tiers or earning caps, and cash rebates never expire.

Beyond the rewards program, this card offers limited cardholder benefits, such as zero liability for unauthorized transactions. The Chase Freedom® Visa - $50 Bonus Cash Back credit card has no annual fee and a reasonable APR for purchases for those who qualify. Therefore, those who plan to take advantage of the cash rewards program will benefit most from what Chase Freedom® Visa - $50 Bonus Cash Back has to offer.

Review Date: August 04, 2010

Terms and Conditions

Note: The review on this card was updated on August 04, 2010. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.

Credit Card Rate Details
Intro Rate (Intro APR):	12 months on balance transfers, 6 months on purchases*
Intro Applied Towards:	Balance Transfers
Additional Intro Details:	0% APR for 12 Months on Balance Transfers. After that, the APR for Balance Transfers is 12.99% to 22.99%, based on your creditworthiness. 0% APR for 6 Months on Purchases.
Purchase APR:	12.99% - 22.99% (V) (Variable)
Cash APR:	19.24% or 23.24% (Variable)
Finance Configuration:	Average Daily Balance (including new purchases)

Credit Card Fee Details
Annual Fee:	$0
Grace Period:	20 Days (Min.)
Over the Limit Fee:	$39
Cash Advance Fee:	Either $10.00 or 5% of the amount of each transaction, whichever is greater.
Balance Transfer Fee:	Either $10.00 or 5% of the amount of each transfer, whichever is greater.

Credit Card Reward Program Details (Rebate)
Rebate Minimum:	1%
Rebate Maximum:	20%
Additional Rebates:	Earn 5% cash back in quarterly bonus categories like gas, home improvement and department stores. Earn up to 20% at select merchants - when you shop online through Chase.
Rebate Details:	You will earn a 1% rebate for each $1 of net purchases.
Expiration:	None
Yearly Limit:	No
Bonus First Purchase:	$50
Bonus Details:	$50 cash back after first purchase

Features
Most Attractive Feature(s):
Access to rewards program for no additional fee; no annual fee.
Least Attractive Feature(s):
Higher APR for less qualifying applicants; limited benefits offered.
Additional Features:
See website for additional benefits.

Important Notations
See website for complete terms and conditions of card usage and application disclosure.

Additional Information
Apply Online for the Chase Freedom® Visa - $50 Bonus Cash Back from Chase See other Cash Back Credit Cards See other Credit Cards Issued by Chase See other Visa Credit Cards

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