Discover® Mix Tape Student Card Review

Issued by Discover

Overall Rating:

Credit Card Overall Rating

Benefit Rating:

Credit Card Benefit Rating

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The Discover® Mix Tape Student Card, issued by Discover, is designed for students with very good credit who are looking for a cash rewards credit card.

Through the rewards program, you'll earn a 5% rebate for purchases made in popular categories like travel, gas, restaurants, movies, and more. You will also earn 5% to 20% Cashback Bonus? through Discover's exclusive online shopping site. Plus, enjoy up to 1% Unlimited Cashback Bonus? on all other purchases.

There is no yearly limit on the amount of rebates that can be earned, and rebates do not expire as long as the account is active within a 36-month period.

Aside from the rewards program, the card also provides platinum benefits, including online account management, no liability for unauthorized transactions, and discounts on products and services at participating merchants and retailers.

The APR for this card is reasonable, but there is no annual fee and 0% interest on purchases for six months.

Therefore, those who plan to use their Cashback Bonus® award at participating retailers, and plan to pay in full each month (to avoid costly finance charges) will benefit most from what the Discover® Mix Tape Student Card has to offer.

Review Date: April 01, 2010

Terms and Conditions

Note: The review on this card was updated on April 01, 2010. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.

Credit Card Rate Details
Intro Rate (Intro APR):	0% Interest* for 6 Months
Intro Applied Towards:	Purchases
Additional Intro Details:	0% APR on Purchases for 6 Months
Purchase APR:	as low as 13.99%* Variable (Variable)
Cash APR:	23.99% Variable (Variable)
Finance Configuration:	Average Daily Balance (including new purchases)

Credit Card Fee Details
Annual Fee:	None*
Grace Period:	25 Days (Min.)
Over the Limit Fee:	$15 on balances up to $500; $39 on balances over $500
Cash Advance Fee:	3%, $5 minimum
Balance Transfer Fee:	None

Credit Card Reward Program Details (Rebate)
Rebate Minimum:	.25%
Rebate Maximum:	5%
Additional Rebates:	Earn a 5% Cashback Bonus® in popular categories that change four times a year like travel, gas, restaurants, movies, and more. Earn a 0.25% rebate at select warehouse clubs and discount stores. Earn up to double Cashback Bonus® at
Rebate Details:	Earn a 0.25% rebate for up to $1,500 in general spending; 0.5% for over $1,500 up to $3,000; and 1% for over $3,000. Reward is redeemable in $20 increments only.
Expiration:	None (Account inactivity for more than 36 months could result in the forfeiture of some or all of the Cashback Bonus?.)
Yearly Limit:	No

Features
Most Attractive Feature(s):
Introductory APR; Rewards program.
Least Attractive Feature(s):
Low rate not available to all applicants.
Additional Features:
Various card designs to select from. Various Internet account related services. No liability for unauthorized transactions. Discounts on products and services at participating merchants and retailers. See website for additional benefits.

Important Notations
*See the online Discover credit card application for details about terms and conditions. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the "Apply Here" button, you can review the credit card terms and conditions on Discover's website.

Additional Information
Apply Online for the Discover® Mix Tape Student Card from Discover See other Student Credit Cards See other Discover Credit Cards

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