NetSpend® Visa® Prepaid Debit Card Review

Issued by MetaBank

Overall Rating:

Credit Card Overall Rating

Benefit Rating:

Credit Card Benefit Rating

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The NetSpend® Visa® Prepaid Debit Card provides 100% approval with no credit check required.

There are two pricing plans available with this prepaid card to fit your specific needs, the Pay-As-You-Go plan and the Fee Advantage plan.

Setting up direct deposits from your employer to your card account is free, or you can make free account-to-account transfers via the Internet to load funds to your card.

You can add up to $10,000 to your account, and your funds are held in an exclusive 5% APY savings account.

You'll also be able to borrow money and build credit with the iAdvance line of credit, plus there are absolutely no overdraft fees or minimum balance requirements.

Sign up for the NetSpend® Visa® Prepaid Debit Card today to get instant approval with no credit checks.

Review Date: October 24, 2009

Terms and Conditions

Note: The review on this card was updated on October 24, 2009. The review is believed to be accurate during the update, however, information posted may have changed since the update. We strongly suggest that you carefully read the Terms and Conditions statement that accompanies the credit card application.

Credit Card Rate Details
Intro Rate (Intro APR):	No Introductory Rate Available
Additional Intro Details:	n/app
Finance Configuration:	n/app

Credit Card Fee Details
Annual Fee:	$0
Cash Advance Fee:	Up to $2.50 per withdrawal at domestic ATMs; $4.95 per withdrawal at international ATMs.
Application Fee:	$9.95
Participation Fee:	$119.40 ($9.95 monthly)
Reload Fee:	Free direct deposits; free account-to-account transfers via the Internet; $4.95 for account-to-account transfers via a toll-free number; convenience fees for loading funds at local distributors are determined by the distributor.
InActive Fee:	$5.95
Total First Year Fees:	$129.35
Maximum Credit Limit:	$10,000
Maximum Deposit:	$10,000

Features
Most Attractive Feature(s):
Free direct deposit; 5% APY Savings Account.
Least Attractive Feature(s):
$9.95 card fulfillment fee for shipping and handling.
Additional Features:
iAdvance Line of Credit. NetSpend Premier. Online Bill Pay. See website for additional benefits.

Important Notations
This card offers two unique plans, Pay-As-You-Go and Fee Advantage, which differ in terms of the fees, so cardholders should review the terms and conditions before applying to see which plan will fit their needs (the current card details reflect the Fee Advantage option). See website for complete terms and conditions of card usage and application disclosure.

Additional Information
Apply Online for the NetSpend® Visa® Prepaid Debit Card from MetaBank See other Prepaid Credit Cards See other Credit Cards Issued by MetaBank See other Visa Credit Cards

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